Click here to return to the Heights Community FCU Home Page. 3530 Freemansburg Avenue
Bethlehem, PA 18020-5737

Telephone 610-868-8211
Fax 610-868-7328
Serving Members Since 1939Office is OPEN today, Tuesday, October 21, 2014, 9 a.m. - 5 p.m.
Learn more about checking and savings at the Heights. Learn more about loans and mortgages at the Heights. Learn more about Visa Credit and Debit cards at the Heights. Learn more about 24 hour banking options at the Heights. Learn more about memberships and services at the Heights. Learn more about insurance available through the Heights. Find our hours and location at the Heights.

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Heights Calendar

Tuesday, November 11
Veterans' Day
(Credit Union Closed)
Thursday, November 27
Thanksgiving Day
(Credit Union Closed)
Wednesday, December 24
Open 'til 2 p.m.
Christmas Eve
Thursday, December 25
Christmas Day
(Credit Union Closed)

Click here for more Holiday Hours, Closings & Special Events...

 

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Membership & Services

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Who is Eligible To Join?

Our current field of membership includes:

  • Anyone who lives, works, goes to school, worships or has a business in Northampton County, PA

Another bonus is that once you have joined the credit union, your family members are also eligible for membership. They include: Children, Step-Children, Parents, Step-Parents, Brothers, Sisters, Step-Brothers & Sisters, Grandparents and Grandchildren. If you have a question about membership eligibility, feel free to stop by or call (610-868-8211) for details.

Please note: When you open account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Read more...

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Heights Community Federal Credit Union Mission Statement

  • Heights Community Federal Credit Union is a member-owned financial institution, created to provide superior financial services at fair and competitive rates, while maintaining the highest level of professionalism.
  • We aim to assist members achieve personal financial strength and security through education, while maintaining the credit union's stability.
  • Our members are our number one priority!
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People Helping People

Heights Community Federal Credit Union was started in March of 1939 by parishioners of the Church of Sacred Heart of Jesus, Bethlehem Township. Based upon the overall credit union philosophy of "People Helping People" our mission remains the same today even though we have grown to more than 3,500 members.

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Credit Unions: A Terrific Idea That Just Keeps Getting Better

Credit unions were originally started in Germany during the mid-19th century. A group of innovative farmers realized that if they pooled their money together they could buy supplies in larger quantities at a reduced cost.

They also set aside excess earnings during good harvests, so they could borrow from that common fund during times of bad harvest at lower rates than those offered by other financial institutions.

The credit union concept was introduced to America by a Boston merchant named Edward Filene in the early part of this century. Today there are more than 13,000 credit unions, with a combined membership of nearly 65 million people.

Unlike banks and other financial institutions, credit unions are not-for-profit. This means that instead of having to produce a high profit for a few exclusive shareholders, credit unions return excess earnings to their members. This is done in the form of higher dividends on savings and investments, lower interest rates on loans, or through the addition of new products and services.

Another unique difference is that each credit union is overseen by a volunteer Board of Directors. These directors are elected annually from the membership and are truly concerned with what is best for the credit union, not what's in it for them.

While other types of financial institutions have been struggling in recent years, most credit unions have remained strong and very solvent. In fact, they are by far the soundest financial institutions in the country today.

If you are a member of this credit union, continue to support it through the use of the products and services offered. If you are not, ask about how you can become a member and start realizing the many benefits credit union membership can offer you today.

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Your Heights Community FCU Accounts are insured to at least $100,000 and backed by full faith and credit of the United States Government through the by the National Credit Union Administration, a U.S. Government Agency (IRAs up to $250,000). Click here to read more about the NCUA. The Heights Community FCU is an equal opportunity housing lender.

Your savings are insured to at least $250,000 and backed by full faith and credit of the United States Government through the National Credit Union Administration (NCUA), an agency of the U.S. Government. IRA accounts are insured separately up to $250,000 by the NCUA. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. APY = Annual Percentage Yield   APR = Annual Percentage Rate
Copyright © 2014 The Heights Community Federal Credit Union. All rights reserved.

The Heights is a member of the Greater Lehigh Valley Chamber of Commerce. Click here to go to their site. The Heights supports Credit Unions for Kids, the most comprehensive fundraising vehicle for members of the credit union movement. Click here to go to the CU4Kids site. The Heights supports the Special Olympics Pennsylvania. Click here to go to their site.